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Hi guys, welcome to my brand new blog. I am going to walk you through, step-by-step, and teach you everything I've learned about becoming a loan signing agent. This is my very first blog post and it corresponds with a Youtube video I posted here: First Weeks. Please like and subscribe, because I would love to hear more about you. Tell me where you are in this journey… are you just interested in becoming a loan signing agent? Are you in your first month? Are you a veteran? Please comment on the video or this blog post and if you stay tuned to the end I'll give a brief overview of something that I think could save you a lot of money as you start out on this journey.
My name is Jody, I am a ...
...stay at home mom and have 5 wonderful children ages 13 down to a 2 year old. I wasn't really thinking that I would be starting on this adventure of becoming a loan signing agent, but sometimes life just throws an opportunity at you and you have to jump in with both feet and go! So here's what happened for me.
In the beginning of December of 2020, we refinanced our home. This was only the 2nd time in our lives that we’ve signed loan documents. The loan signing agent who came to our home was a really sweet, friendly woman and we naturally just got to chatting. She was telling me how much she was enjoying being a loan signing agent and I was asked her if she was busy, and she said she was SO BUSY that she was constantly turning down assignments.
And just like clock work, her phone rang and she turned down an assignment right in front of me because she explained her schedule was just too full. As we continued to sign and chat, I finally worked up the courage to ask her how much she makes in a signing. To my surprise, she said she typically makes between $135 and $175 for every signing, for our signing she said she was making $150. She was in our house for half an hour.
She made $150 for half-an-hours worth of work!
As soon as she left, I looked at my husband and declared “Babe, I think I can do this!” and he responded "You should!” For a lot of people that may have been the end of it, but in my family, my husband is a podcast junkie and he had recently listened to a Side Hustle podcast that had talked about becoming a loan signing agent. So he forwarded the podcast to me and I listened and was inspired and I thought, “You know what, I’m gonna do this.” So I jumped in with both feet.
We did a lot of research, watched a bunch of videos, and we listened to so many different recommendations, and time and time again reviewers said that the Loan Signing System course was the best course available to really grow your business. What I knew about myself was that if I'm going to do something, I want to make sure I’m doing it really well. I want to be professional. I want to feel confident. I want to know that I'm bringing value to the clients I'm working for. So with all that in mind, I decided to buy the Loan Signing System course. This course by Mark Wills covers not only everything you need to know about becoming a loan signing agent, but it also teaches you how to really grow your business. You can click the above affiliate link to explore the website and learn all about it.
The more I watched about his course, the more I felt like yeah, this is going to be the right course for me. So like I said, I jumped in and on Dec 10th I went ahead and purchased the course and started working through it.
I was super excited to jump in and start the course, so I was a little annoyed when the first step Mark recommended was to go to the National Notary Association and take their course to become a notary. However, he explained that in order to become a flawless loan signing agent, you must understand notarial law for your own state. So, I went to the NNA's site and paid for the complete notary training package. In another YouTube video here, I explain why I would NOT do that again! However, I took the Oregon-State-Required-Training through the NNA website. I felt like it was a good training but when I went to the Oregon Secretary of State website and took my exam, I FAILED!!!!
You guys, I was mortified. I just DON'T fail tests. So I decided to check out what the Oregon Secretary of State training looks like. I went through the state's training, which was absolutely free, and once I had completed this training, I felt much more prepared to take the exam. Thankfully, I passed it on my second time. Woo-Hoo!
As soon as I passed my exam, the state emailed me a form that I had to go get notarized. I went the same day, excitedly got it notarized and mailed it to the Secretary of State! In just a couple of days I received an email with my commission! Now I’m officially commissioned as a Notary for the State of Oregon. What an accomplishment!!!
Now I was pumped and I went back to the Loan Signing System course to see what the next steps were. I only got a little more into the course before Mark recommended yet another course from the NNA, called Notary Essentials. Again, I was a little annoyed to have to go pay for another course from the NNA, but at least I got a discount code as an Loan Singing System student. If you go straight to the NNA website it’ll cost you $59 to take the course, but I got this course for $25 dollars, which was a significant discount. Going through this course was informational but.. It covered a lot of the same material that the Oregon-State-Required course had already covered. So honestly, if you’re pinching pennies and you’re just starting out and can’t really afford this, I would say that this one isn’t vital. BUT ONLY as long as your state has a good training course offered. Like in my case, Oregon has excellent education that’s online and free. That was enough for me to feel confident as a notary. However, if you live in a state, which doesn't require any training at all, I would highly recommend doing this notary essentials course so you can be a good notary. The mistakes that most Loan Signing Agents make are related to not correctly notarizing documents. So it's imperative that you understand the specific laws in your own state. So educate yourselves!
Once I had my commission in hand, I applied to get my stamp made by the NNA, and let me just tell you, watch this video, 5 Essential Steps to Become a Loan Signing Agent, because I’m going to show you how to save some money through that process. I certainly made a mistake by paying for everything through the NNA, and there is absolutely a much more cost effective way to go about it. In the video I explain exactly which gear you can buy directly from Amazon to save both time and money.
While I'm waiting for my stamp, I've been going through the Loan Signing System training. This training is set up very well, module-by-module, step-by-step, Mark walks you through everything you need to learn to become a knowledgeable Notary Signing Agent. He has actual loan documents that you're able to print and he walks you through the entire signing. I watched the videos, I took notes, I read through all of the documents. He has some definitions that explain common terms in the real estate industry, and you guys, I didn't know any of this. I really was brand new to the process, but after memorizing those notary loan signing definitions, for which I used this quizlet, it really helped me become familiar with the terms. I I read, watched, learned, studied and as I did that I became more confident and familiar with the terms, the documents, and the entire loan signing process.
By the time I completed the course, which took me about a week, I felt confident ready for the exam. I passed the Loan Signing System exam the first time. I would encourage you to really take your time though! You don’t want to fail that exam. You want to pass it on the first time through. So take your time, really work through the terms, and get comfortable, and when you feel like you really understand it, go ahead and take the test.
I am a now an official Loan Signing System Certified Signing Agent. I am currently working on getting my profile up with different Loan Signing Services. I can't go out and start doing loan signings yet because I don’t have my stamp in hand. So right now I’m going on all of the different Loan Signing Services and I'm getting my profile out there so when my stamp comes through I’ll be ready to go. I'm also reviewing the course, rewatching the videos, and watching all of Mark's past mentorship videos. It's so inspiring!
I hope this first post helped you as you consider becoming a Loan Signing Agent. I look forward to beginning this journey with you!